The Partnership States

The Federal Deficit Reduction Act of 2005 allows states to have a Partnership program to provide asset protection for those who buy Partnership qualified long term care insurance policies.

All Partnership States in green.

Current Partnership States

State Reciprocity

State reciprocity means that not only does your insurance move with you if you move to a different state than where you bought your Partnership policy but also your asset protection moves with you.

All Partnership States with Reciprocity in yellow or green.

Current Reciprocity States

There is no additional cost for a Partnership policy. The policy just has to meet your state's requirements. We are here to answer any questions about Partnership. Get started, get a quote.

Current Partnership states.

Original Partnership states.
Policies are different than other states.


Long Term Care is a family affair.

The majority of caregivers are family members.