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Non-Partnership States


AK, HI, IL, MA, MS, UT, VT

States must amend their Medicaid laws to include the Partnership program.

Some states take longer to do this so policies sold in those states are still non-Partnership policies (as are group plans such as the Federal LTC plan, etc).

If you live in a non-Partnership state you can buy a policy now and replace it with a Partnership policy when they become available; or you can buy a policy now and later add coverage that will qualify it for Partnership; or you can wait.

The caveats to waiting are:

  • Your health may change making you uninsurable.
  • Companies increase rates for new applicants meaning the same benefits will cost more.

 

Get started, get a quote.

 

Long Term Care is a family affair.

The majority of caregivers are family members.